> For the complete documentation index, see [llms.txt](https://docs.venditan.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.venditan.com/docs/payments/payment-types.md). # Payment Types *** ### Debit, Credit and AMEX Customers can pay securely using their **Debit**, **Credit Card** or **American Express** cards through our trusted Payment Gateway integrations with Judopay and Global Payments. We can support both authorised and pre-authorised card payments, allowing you to reserve funds before capturing the payment when the Order is ready to be fulfilled. **Card Tokenisation (Secure Stored Card Details)** Customers can securely store their Debit or Credit Card details within their Accounts for repeat use and Subscription purchases. Card details are encrypted via Gateway tokenisation. *** ### Express/Mobile Provide a faster checkout experience with Express and Mobile Payment Types, making it more straightforward for your customers to complete their purchases. We support **Google Pay**, **Amazon Pay**, **Apple Pay**, and **PayPal Express Checkout**, allowing customers to use pre-saved payment and shipping information linked to their accounts. With these options, customers can skip manually entering card details, speeding up the checkout process and reducing basket abandonment. *** ### Buy Now, Pay Later (BNPL) Offer your customers the flexibility to complete their purchases now and spread the cost over time. With BNPL options, customers can split their payments into multiple instalments or defer payment to a later date, making it easier to manage their finances. These options are available through our integrations with **Klarna, PayPal (Pay In 3)**, and **Clearpay**, which provide recognised, trusted, and secure ways for customers to buy now and pay later. *** ### Reserve Online, Pick-Up In-Store (ROPIS) Allow customers to reserve items online and view them in-store before completing their purchase. When a customer reserves a product online, the stock is allocated to their Open Order, ringfencing it for their in-store visit. Once they arrive at the store, they can complete the transaction, creating a seamless shopping experience that bridges online convenience with in-store assurance. *** ### Invoicing and Trade Accounts Venditan Commerce contains a full Trade Customer Management and Invoicing System. It can be used to: * Create and manage your Trade Customers. * Manage Payment Terms per Trade Customer. * Generate fully custom Order Invoices in batches. * Set up automated Invoice follow-up reminders. * Set a preferred Invoice Delivery Method (Email or Direct Mail) per Trade Customer. * Automatically validate customers’ EORI and VAT numbers. {% hint style="info" %} Learn more: [B2B Payments/Finance](/docs/b2b/b2b-payments-finance.md) {% endhint %} *** ### Finance Add Finance options to your checkout, valid for more valuable products that may require financial support. Venditan Commerce is integrated with **PayPal Credit**, **V12 Finance** and **humm**. {% hint style="success" %} V12 Finance can also be offered in-store through our integrated [EPOS software](/docs/in-store-epos/sales-payments-and-returns.md#take-a-payment). {% endhint %} *** ### Subscriptions and Repeat Purchases We can support Subscriptions and Repeat Purchases by enabling encrypted card tokenisation through your Payment Gateway integration. This replaces the card details with a unique identifier called a ‘token.’ It protects sensitive data whilst allowing for repeat purchases and subscriptions. *** ### Pay By Link Generate and share a secure payment link with customers, allowing them to complete transactions at their convenience. This can be particularly useful for remote sales, invoicing, or situations where a standard checkout process is not suitable. Venditan Commerce supports two Pay By Link options: 1. **Standard Pay By Link** – The payment gateway generates a unique link that directs customers to an externally hosted payment page. 2. **Branded Pay By Link** – Instead of redirecting customers to an external page, the payment window is securely embedded directly into your website. This provides a more seamless and branded experience, giving you greater control over the customer journey while maintaining the security of the payment gateway. *** ### E-Vouchers & Gift Vouchers Customers can use their E-Vouchers or Gift Vouchers to support or completely pay for online and in-store transactions. {% hint style="info" %} Learn more: [E-Vouchers](/docs/marketing-and-promotions/offers-and-vouchers.md) {% endhint %} *** ### Loyalty Points Customers can use their Loyalty Points to support or completely pay for online and in-store transactions. {% hint style="info" %} Learn more: [Loyalty System](/docs/marketing-and-promotions/loyalty-system.md) {% endhint %} --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. 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